HCS455 Phoenix Copays and Medicaid program Discussion

Your rebuttal should counter the other team’s opening statement. Explain why you believe the other team is incorrect. Counter their specific arguments. Use at least 2 new sources in this post. One of your sources can be the other team’s source, but cannot be one of the sources you have already cited in your opening statement. The rebuttal should be at least 300 words

This is the resource I am using- Cost sharing | medicaid.gov. (n.d.). Retrieved from https://www.medicaid.gov/medicaid/cost-sharing/index.html

This was the other teams opening statement-

Copay for Medicaid would help insure that the right people are getting it for the right reasons. According to the Republicans are asking for a $8 copay. What is $8 when the average copay is $24. This is not too much to ask when they don’t pay a premium at all for coverage, not to mention that most of there prescriptions are free too. The website eHealthInsurance.com estimated that premiums for subsidized Obamacare policies averaged $393 a month in 2017 for individuals, a 99% increase since 2013. They came with an average annual deductible of $4,328. Costs for family policies skyrocketed 140% during the same period, with premiums hitting $1,021 a month in 2018 with an annual deductible topping $8,350. With this increase more and more are abusing the system to get Medicaid for their children. Enrollment increased by 15.6 million among the 49 states reporting both baseline (July-September 2013) and July 2018 data. This is the highest numbers Medicaid has ever had. An take in the fact that non of these have been charged any money for medical, dental or vision services, along with prescriptions.

Copay for Medicaid or cost sharing depends on state, for people that are can exceed 150% of the federal poverty level. With cost sharing it can help promote more cost-effective use of prescription drugs, it help encourage lower cost drugs which means copays will stay relatively cheaper so Medicaid users can afford them. Patients that income comes over 150% FPL their co payments can be as high as 20% and the patients that are at or below 150% FPL will pay limited to even nominal amounts for their co-payment. Nominal out of pocket cost can be as low as four dollars. With having people help with co payments when it comes to the Medicaid program can help with getting more people enrolled so they can also be able to have health care. Paying co payments help with Medicaid not having to cover as much just with having patients pay four to eight dollars.

Reference: Medicaid.gov Cost Sharing Out of Pocket Cost Retrieved from https://www.medicaid.gov/medicaid/cost-sharing/out-of-pocket-costs/index.html

Cost sharing Retrieved from https://www.medicaid.gov/medicaid/cost-sharing/index.html